01.
How We Broke Free from the Payday Loan Trap on Our TermsWe offer personal, extremely private, non-AI stories and conversations based on the steps we took to escape the payday loan trap. We are regular people who have learned from past mistakes and good information. Ultimately, we want to offer a friendly outlet for those struggles. If you would like to hear about our experience, please download our booklet detailing the reason we were stuck and the steps we took to gain control of our financial future. Hours vary and are PST/PDT.18 or over only. We are not a Credit Counseling or Mental Health Counseling service. Continue on for our Terms and Conditions and Privacy Policy Available in Section 5.
02.
Purchase Our Story
Our low-cost booklet ($5) will show you how we saved thousands of dollars while restoring our financial confidence. It is based solely on sound research and personal experience. Best of all, its easy to understand and may be very eye-opening.Instant digital download. All sales are final.
03.
One-on-One Video Call (Video Optional)
Schedule an affordable ($40) 30-Minute conversation that will help us communicate our experience and how it may relate to your situation. Consider it a friendly call to help you talk about a difficult subject with someone who has been there.$5 cancellation fee ($35 refund after cancellation). Reschedule any time.
04.
Chat Option for Increased Privacy
For those who prefer more privacy, we offer a one-on-one chat session for $25. You'll hear directly from someone who has been through the payday loan cycle and found a way out. We explain the exact steps we took and how our experience might help you.💬 Format: 30-minute block
🕒 Availability: Generally 9 AM – 5 PM (PST/PDT), 7 days a week. Use the "Book Ahead of Time" link below to view current hours each week.
⏳ Note: Our hours will expand soon to meet demandAll sales are final due to the immediacy of access, but we’re committed to making your session worthwhile and will work with you to ensure you're satisfied.
05.
Free Tools and Disclosures
Here you can find free tools to help organize your plan of action. More will be added soon. Check back as you work through your process.For now, you can take advantage of our organizer, which helps you track your lenders and your various communications with them at the beginning of your journey.You can also find an interest rate and payment tracker. Sometimes pen and paper is best. None of these are absolutely necessary, but they might be helpful.